About the Opportunity
Citi has announced a recruitment opportunity for legal professionals in Mumbai. The company is hiring for the position of Counsel III – Legal (Product), Officer, offering lawyers an opportunity to work in banking law, financial transactions, regulatory compliance and capital markets documentation.
The vacancy was officially posted on 29 October 2026. It is a full-time position under Citi’s Legal department, with a hybrid working arrangement.
Candidates having 2 to 5 years of relevant professional experience, preferably in financial services, can apply for the position. The role involves advising business teams, negotiating complex financial agreements and ensuring that transactions comply with applicable laws and regulatory requirements.
About Citi
Citi is a global financial services organisation providing banking, financial and investment-related services to individuals, businesses, corporations and institutions across different countries.
Its legal teams work with business divisions on commercial transactions, regulatory requirements, contractual matters and legal risks arising from financial operations.
The Mumbai vacancy forms part of Citi’s Legal – Product function. The selected candidate will work with internal business teams, legal professionals and other departments involved in financial transactions and regulatory compliance.
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The position is titled Counsel III – Legal (Product) – Officer.
The selected candidate will be based in Mumbai, Maharashtra. Citi has classified the position as hybrid, meaning the role combines office-based work with remote working arrangements according to company requirements.
The employment type is full-time.
The official Job Requisition ID for this vacancy is 26996294.
Eligibility and Experience
Citi is looking for candidates with 2 to 5 years of relevant industry experience. Professional exposure to banking or financial services will be particularly useful for this position.
Applicants should possess a Juris Doctor degree or an equivalent law degree. They must also hold a valid licence to practise law and remain in good standing with the relevant professional regulatory body.
Candidates should have an understanding of banking regulations, financial laws and the legal requirements applicable to financial institutions.
Knowledge of international legal practices and the ability to understand changing regulatory requirements are also important.
The company expects applicants to have experience handling complex transactions, reviewing legal issues and developing practical solutions for business requirements.
Strong drafting, negotiation and communication skills will be useful because the selected lawyer will regularly interact with business managers, compliance professionals and legal teams working across different locations.
Nature of Work and Responsibilities
The Counsel III position involves providing legal advice to Citi’s business operations and assisting with matters relating to financial products and transactions.
One important responsibility is the drafting, review and negotiation of financial trading agreements.
The selected lawyer will work on documentation such as ISDA Master Agreements, Global Master Repurchase Agreements, Global Master Securities Lending Agreements and other agreements used in financial markets.
These agreements govern different types of trading relationships and financial transactions. The lawyer will be expected to examine their legal terms, negotiate contractual provisions and ensure that the documentation meets applicable requirements.
The position also involves reviewing security and collateral arrangements, corporate documents and other supporting agreements connected with financial transactions.
Another responsibility is conducting legal due diligence to assess the enforceability of agreements and their compliance with relevant regulatory and capital requirements.
The lawyer will also review requests for deviations from standard contractual terms and coordinate the necessary internal approvals.
Banking Regulations and Legal Compliance
Regulatory compliance forms an important part of this role.
The selected candidate will assist in identifying legal, regulatory and reputational risks arising from business decisions and financial transactions.
This includes working with Citi’s internal compliance and risk management teams and ensuring that contractual arrangements comply with applicable laws, internal policies and regulatory guidelines.
The lawyer will also monitor relevant legal developments and assist business teams in understanding how regulatory changes may affect their operations.
Citi has stated that the role requires sound legal judgment and the ability to provide commercially practical advice while maintaining appropriate risk controls.
Working with Regional and Global Legal Teams
The position is not limited to handling legal matters within one department.
The selected candidate will coordinate with Citi’s legal professionals, business teams, external counsel and other internal functions. Some responsibilities will involve communication with regional and global teams.
The role also includes participation in documentation-related regulatory projects and initiatives concerning financial market agreements.
The selected lawyer may assist with contract management processes for Asia-Pacific Markets Legal and coordinate with other departments dealing with trading documentation and related systems.
This makes the opportunity relevant to lawyers who have worked on banking transactions, derivatives documentation, financial regulatory matters or complex commercial contracts.
Skills Required
Citi is seeking candidates who can analyse complicated legal questions and provide workable advice within a demanding business environment.
Applicants should possess effective negotiation and communication skills, along with the ability to maintain professional relationships with business teams and other stakeholders.
They should also be capable of managing several assignments, understanding business risks and making sound decisions when reviewing transactions.
Familiarity with international banking practices, regulatory developments and financial market documentation will be particularly relevant.
Salary and Benefits
Citi has not disclosed a specific salary or compensation package in its official recruitment notification for this position.
The company provides information about employee benefits through its careers website. However, the exact benefits and compensation applicable to the selected candidate would need to be confirmed during the recruitment process.
How to Apply
Interested candidates can submit their applications through Citi’s official careers website.
Applicants should open the recruitment link, review the complete job description and select the application option provided on the page.
Candidates may be required to sign in to Citi’s recruitment platform or create an account before completing their application.
They should provide accurate information about their educational qualifications, professional experience and legal skills.
Applicants with experience in banking law, financial services, derivatives agreements and regulatory compliance should clearly describe that experience in their resumes.
Official Application Link: Citi Careers – Counsel III, Legal (Product), Mumbai
Job Requisition ID: 26996294
Date of Posting: 29 October 2026
Last Date to Apply: Not specified in the official job advertisement.
Candidates are advised to check the official recruitment page for updates regarding the vacancy and application status.
